ClearBank has deepened its push into digital finance by joining the Circle Network in a strategic move that brings regulated stablecoin payments to the European market.
ClearBank joins Circle’s expanding payments network
ClearBank has signed a strategic framework agreement with a subsidiary of Circle to accelerate access to MiCA-compliant stablecoins, including USD Coin (USDC) and Euro Coin (EURC).
The partnership integrates ClearBank’s cloud-native banking platform with Circle’s stablecoin infrastructure, positioning the UK-based neobank as a key player in Europe’s evolving digital payments landscape.
As one of the first European banks to join the Circle Payments Network (CPN), ClearBank will enable its institutional clients and fintech partners to mint and redeem stablecoins through Circle Mint.
This integration will help financial institutions conduct cross-border payments, manage liquidity, and perform treasury operations more efficiently, all while remaining fully compliant with the European Union’s Markets in Crypto-Assets Regulation (MiCA).
The collaboration also represents a shift in how regulated banks engage with digital assets.
Instead of issuing its own stablecoin, a plan that previously faced regulatory hurdles, ClearBank is now leveraging Circle’s established infrastructure to deliver compliant and scalable blockchain-based services.
This approach allows the bank to align with strict EU regulations while minimising risk and complexity for its partners.
Faster, compliant, and transparent transactions
Through the Circle Network, ClearBank’s clients will gain access to near-instant, multi-currency transfers backed by fully reserved stablecoins.
The use of USDC and EURC will reduce reliance on legacy correspondent banking systems that often cause delays and increase transaction costs.
The integration of blockchain transparency also ensures greater visibility into payment flows, strengthening compliance and trust across borders.
Mark Fairless, ClearBank’s Chief Executive Officer, in a joint press release, described the partnership as a “significant milestone” in the bank’s evolution.
He said joining the Circle Payments Network reflects ClearBank’s commitment to reshaping cross-border payments through innovation and regulatory integrity.
Sanja Kon, Circle’s Vice President of Partnerships and Business Development for EMEA, emphasised that the partnership will expand access to open, programmable money.
She said the integration will foster new financial services that deliver faster settlements and greater transparency for businesses and consumers across Europe.
ClearBank pushes the stablecoin frontier
The partnership’s implications extend beyond payments.
Both firms are exploring how stablecoin technology can support tokenised asset settlements and treasury operations, paving the way for new financial use cases built on blockchain rails.
By aligning its operations with MiCA standards, ClearBank is positioning itself at the forefront of Europe’s shift toward regulated digital finance.
Since Circle launched the CPN earlier in 2025, participation has grown among major fintech and banking partners, including Coinbase.
ClearBank’s entry into the network underscores the rising institutional adoption of stablecoins as a trusted mechanism for international value transfer.
For ClearBank, this collaboration signals a new chapter in its mission to modernise global finance.
By integrating with the Circle Network, the bank is not only enabling faster and more compliant cross-border transactions but also helping shape the future of money movement in Europe.
As MiCA regulations take full effect, ClearBank’s role in bridging traditional banking and blockchain innovation could set a new standard for financial infrastructure across the continent.
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